Robo-advisors are online services that use algorithms to make portfolio recommendations. These algorithms are based on the information an investor provides by answering a questionnaire, which helps the software create a generic investor profile. While robo-advisors sometimes offer a faster and cheaper alternative to human advisors, their value is limited. The profiles that robo-advisors create tend to be formulaic, which means they are simplified and often don’t account for variables like risk tolerances. Human advisors are able to consider the complexities of financial situations and assist with ‘big picture’ planning, as well as take the guesswork out of investing.
Community News
3 Meal Planning Myths
Meal planning can save you money, time, and energy. Don’t let these myths keep you from adding it to your life.
MYTH 1: Meal planning takes too much time. TRUTH: Meal planning does take a bit of time at first, but when you have a plan, you can blast through a meal plan in minutes. You don’t have to spend hours a week meal prepping.
MYTH 2: Meal planning means eating the same thing every day. TRUTH: You don’t have to eat only chicken, rice, and broccoli. Meal planning simply means planning your meals, so plan whatever you like!
MYTH 3: Meal planning makes you eat gross leftovers. TRUTH: You don’t need to cook once and eat the same thing all week long. You can meal prep for only a couple days; even simply spending 10 minutes to pre-chop vegetables can save you tons of time during the week.
Natural Product Review:
EMPowerplus Advanced™ is quickly gaining traction as a world-renowned micronutrient formula proven effective in reducing or eliminating the symptoms of bipolar, anxiety, depression, ADHD, and related disorders. Featured in 29 medical journal publications and recommended by thousands of doctors worldwide, studies have shown EMPowerplus Advanced™ causes significant reductions in the symptoms of bipolar and other mental disorders. Studies also suggest EMPowerplus Advanced™ can improve brain-cell health and cognitive functioning. EMPowerplus Advanced™ has also been shown to greatly reduce the symptoms of stress, making it an excellent alternative to other stress relievers for long-term daily use.
Detoxing the Key to Health and Wealth
We have become a society of more is better, unfortunately there is often an accumulation of excess. Our screen time has grown over the years and excess weight strains our organs and body. To combat these excesses, we need to detox and declutter to improve health and wellbeing. Reduce or eliminate processed foods, wheat, sugar; increase hydration and consume more berries and greens. Replace screen time with fresh air, exercise or something creative. Pick one or two items and do them for a couple of weeks; notice the difference. Most people report feeling lighter and thinking clearer. These go a long way to making positive change.
Less Known Benefits of Exercise
Some of the less known benefits of exercise include: • Improved Muscle Tone and Bone Density – As we age, we tend to lose both muscle tone and bone density which can make us vulnerable to injuries. Hormones released when we exercise help our muscles absorb amino acids promoting muscle growth. • More Energy – the more we move, the more energy we will have. Feeling a bit sleepy? Go for a stroll. • Sleep Better – The energy we dispense during exercise leads to better, higher-quality sleep. Participating in 150 minutes of moderate to vigorous activity each week could lead to a significant improvement in sleep quality.
Where to start?
When a family notices that the short-term memory of their loved one has begun to deteriorate, they are often totally unaware of the level of care that is now needed. They may contact an Independent Living community or an Assisted Living residence only to find that there just is not enough support in place for someone in the beginning stages of Dementia. The first step is to have the family physician refer your loved one to a geriatric psychiatrist for further assessment. This will help determine the type of dementia and what challenges you and your loved one are facing.
Anxiety Much?
When it comes to anxiety and depression, the biggest mistake we make is to view our body as being separate from our mind and emotions. Some of us will talk about these imbalances as a chemical issue. Or, if our personal experience or professional training is different, we may discuss it in the context of some kind of trauma. A drug or a ‘natural’ supplement might never heal an underlying emotional trauma whose repression has left you depressed. Years of counselling might not provide the nutrients needed to balance your adrenal function and the physiological aspects of anxiety. An integrated approach is usually imperative for long-term balance to be achieved.
Kids of Mud
The weather is getting warmer and our children are itching to get out and ride their bikes. Kids of Mud is the official youth cycling program of the Manitoba Cycling Association, focused on developing skills that will help young athletes excel in the sport. Certified coaches and volunteers will teach the young cyclers the basics of off-road cycling with an opportunity to challenge their skill and fitness in any of the MCA mountain bike races open to age category racers. Training with Kids of Mud includes safety, braking, gears, hills, racing (optional), riding over small and large obstacles, trail riding and trail etiquette, and more. Contact Country Cycle or visit kidsofmud.ca for more information and registration.
Thinking About Gut Health
When was the last time you thought about your gut health? If you’re like most people, the answer might be…well, never. Stress, lack of sleep, diet, and overuse of antibiotics can all affect that balance. And yet, your gut health has a huge impact on your life. If your gut is out of balance, you might experience troubles like bowel discomfort, abdominal pain, and occasional constipation. And these conditions just scratch the surface of what is happening with your well-being. A probiotic with highly studied ingredients can help improve your gut health and its response to stress. Who doesn’t want more balance in their life?
Check out this short 2 min. video that gives a good description of the Vitalbiome probiotic.
https://plexusworldwide.ca/julieamcneill/shareables/video-vitalbiome-full-version
Adventure Profile
Believe it or not, summer is just around the corner, and those perfect days spent with family and friends are fast approaching. One may not think of Manitoba as a place of geological wonders, however, our own Pembina Valley can be a strikingly beautiful and adventurous place. Especially when those sights are experienced 200ft in the air, soaring across a 1,000ft zipline. Hywire Zipline Adventures features Manitoba’s highest and longest ziplines and is tucked away in a picturesque corner of the valley. The trails covering the property are a great way to get some exercise, and the views and adrenaline rush of the ziplines offer an incomparable sense of adventure.
Hire a Professional
When it comes the lifespan of your carpets, maintenance is key! It is recommended every 12 – 18 months to have your carpets cleaned. Some may think renting a machine from the local supermarket will do the same job but that’s just not true. Not every carpet is cut from the same cloth and not every spot requires the same treatment; some products may actually make a spot worse. Not to mention a professional system will kill bacteria and dust mites, keeping your home cleaner and healthier. You can go to a hardware store and buy nails and wood, but would you want to build your own house?
