We all have goals and dreams, however establishing a plan to achieve them is key. Your Financial Planner will put together your Personal Financial Action Plan (PFAP) that will provide a step-by-step strategy to achieve your goals. We look at all areas of budget and cashflow management providing guidance for savings. We then look at tax effectiveness; should you use a TFSA or an RRSP, etc. Then we factor in risk management, which is looking at what you want to happen if you should die, become disabled or get sick. The final area is “estate planning”, which is a way of planning for whatever you don’t spend.
Community News
Health Spotlight: ONZ Hip, Knee & Ankle
ONZ specializes in more than 10 years of assisting thousands of individuals in traveling to Germany for orthopedic surgery. Are you in pain and tired of waiting for knee, hip, ankle, or spine surgery? Germany’s leading orthopedic surgeon at the ONZ Clinic do not have long waiting periods – usually within 2 weeks to one month. Knee and hip surgeries are not age restrictive in Germany. Knee Cartilage Regeneration Stem Cell Treatment for those under 55 years of age. Call, text or email for further information and a free consultation. We guide you through from assisting with booking flights, travel insurance, taxis, and hotels from the beginning to the end of your journey.
8 Pillars of Holistic Health
For holistic wellness, #Balance incorporates 8 dimensions that should work in harmony. These include: Financial – overall financial health; Spiritual – connected to something greater than yourself; Intellectual – refers to active participation in scholastic, cultural, and community activities; Emotional – inspires self-care, relaxation, stress reduction and the development of inner strength; Physical – promotes proper care of our bodies; Social – refers to the relationships we have and how we interact with others; Occupational – is the ability to achieve a balance between work and leisure; and Environmental – is an awareness of the effects of your daily habits on the physical environment.
Caring for Hearing Devices
Taking good care of your hearing aids can significantly prolong their life. *Make sure your hands are clean and dry before handling your hearing aids. *Clean them regularly using your hearing aid cleaning kit. *Remove hearing aids before showering, bathing or swimming and store in a dry location away from condensation. *Remove them before applying perfume or hair spray. *Store them in their case or drying cup away from heat sources and direct sunlight. *If you won’t be using your hearing aids for an extended period, remove the batteries and store them separately. *Use a hearing aid expert if you need repairs.
Meet Your Practitioner
Barbara Balshaw-Dow is a clinical social worker/therapist who received her Master of Social Work in 2007 and has been practicing since 2015. She has a passion for highlighting mental wellness and works with clients who are experiencing anxiety, depression, trauma, as well as other life challenges. She helps her clients develop strategies to do things differently and move forward by using tools such as: solution-focused questions, strategies from cognitive behavioural therapy, and basic eye movement desensitization and reprocessing therapy. Barbara is also a registered yoga teacher and is working towards certification in equine-assisted counselling.
Enriching the Life of Your Pet
Keeping your pet in good physical shape is an important part of their wellness, but it’s crucial to provide mental stimulation and enrichment for them as well. Depending on the breed and personality of your dog, a walk doesn’t always provide enough stimulation. Drop-in visits from a pet sitter give your dog the opportunity for an extra play session during the day. For high energy dogs, or those needing more socialization, daycare is a great option. Even if it’s not every day, it gives your dog something to look forward to during the week. There are also many cognitive enrichment toys and puzzles you can purchase for your dogs, cats and birds to keep their minds sharp.
8 Pillars of Holistic Health
For holistic wellness, #Balance incorporates 8 dimensions that should work in harmony. These include: Financial – overall financial health; Spiritual – connected to something greater than yourself; Intellectual – refers to active participation in scholastic, cultural, and community activities; Emotional – inspires self-care, relaxation, stress reduction and the development of inner strength; Physical – promotes proper care of our bodies; Social – refers to the relationships we have and how we interact with others; Occupational – is the ability to achieve a balance between work and leisure; and Environmental – is an awareness of the effects of your daily habits on the physical environment.
Heat Exhaustion & Heat Stroke
Heat exhaustion can occur if the body loses an excess amount of fluid through sweating and does not have it replenished. As your body becomes dehydrated, it begins to overheat and you may start to feel faint, dizzy, and lightheaded. If left untreated, heat exhaustion may progress to heat stroke, a life-threatening condition. At this stage, your temperature rises to a dangerous level and you may no longer sweat due to extreme dehydration. A person suffering from heat stroke may be in a state of confusion and disorientation. If you suspect someone is experiencing a heat stroke, call 911, get them out of the heat, and apply cold compresses on the body to lower body temperature quickly.
Heat Exhaustion & Heat Stroke
Heat exhaustion can occur if the body loses an excess amount of fluid through sweating and does not have it replenished. As your body becomes dehydrated, it begins to overheat and you may start to feel faint, dizzy, and lightheaded. If left untreated, heat exhaustion may progress to heat stroke, a life-threatening condition. At this stage, your temperature rises to a dangerous level and you may no longer sweat due to extreme dehydration. A person suffering from heat stroke may be in a state of confusion and disorientation. If you suspect someone is experiencing a heat stroke, call 911, get them out of the heat, and apply cold compresses on the body to lower body temperature quickly.
Protecting Your Eyes From The Sun
Protecting your eyes from the sun’s ultraviolet (UV) radiation is just as important as putting on sunscreen to protect your skin, especially for children. U.V. light is absorbed by the tissue of the eye and is cumulative. Eye conditions related to U.V. exposure over time include cataracts, macular degeneration, photokeratitis, pingueculae, and pyerygium. Your Optometrist can make specific recommendations to ensure your eyes are protected.
Health Spotlight: ONZ Hip, Knee & Ankle
ONZ specializes in more than 10 years of assisting thousands of individuals in traveling to Germany for orthopedic surgery. Are you in pain and tired of waiting for knee, hip, ankle, or spine surgery? Germany’s leading orthopedic surgeon at the ONZ Clinic do not have long waiting periods – usually within 2 weeks to one month. Knee and hip surgeries are not age restrictive in Germany. Knee Cartilage Regeneration Stem Cell Treatment for those under 55 years of age. Call, text or email for further information and a free consultation. We guide you through from assisting with booking flights, travel insurance, taxis, and hotels from the beginning to the end of your journey.
